Insurance law

This is a branch of law which deals with contracts concluded with insurance companies which perform an economic function of sharing the risk of individuals among the mass of policyholders, thanks to the availability, for each compensation, of the fund supplied by the collection of premiums paid by clients.

The single loss is then distributed on all insured persons to the extent of the premium paid, thus neutralizing any risk subject to insurance coverage.

It is precisely the concept of “risk” that justifies the spread of insurance in modern society.

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