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Insurance law

Insurance law

This is a branch of law that deals with contracts stipulated with insurance companies, which perform an economic function of dividing the risk of individuals among the mass of policyholders, thanks to the availability, for the single indemnity, of the fund fed by the collection of the various premiums paid by customers.

The single damage is then distributed to all policyholders to the extent of the premium paid, thus neutralizing any risk subject to insurance coverage.

The very concept of “risk” is the premise that justifies the spread of insurance in modern society.

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